Frequently Asked Questions

  • Proud Ground is a nonprofit organization that uses the Community Land Trust model to provide affordable homeownership opportunities for people who work and live in our community.


    Watch our video to learn more!

  • Proud Ground makes homeownership affordable to income-qualified, first-time homebuyers through the Community Land Trust model. Working with our partners, we educate and counsel homebuyers, administer grant funding to create affordable homebuying opportunities, and manage the entire real estate process on behalf of the homebuyer. Once a homeowner purchases with Proud Ground, we provide post-purchase support to ensure the homeowner’s long-term stability in the home. Proud Ground maintains the permanent affordability of all the homes in our five-county portfolio of Clackamas, Clark, Multnomah, Lincoln, and Washington Counties.

  • Amid unaffordable prices, our approach focuses on maintaining home affordability. Homes purchased through Proud Ground stay affordable through resales, for future generations, countering neighborhood displacement. Monthly payments on a Proud Ground home are often less than a family was paying in rent.

  • In exchange for a reasonable purchase price (about 20-50% LESS than a market-rate home), homeowners agree to resale arrangements that provide a seller with a share of the home's equity while ensuring the home remains affordable for another moderate-income homebuyer.

    This arrangement is guaranteed through a legal agreement between Proud Ground and the homeowner. Homebuyers review these legal agreements with an attorney independent of Proud Ground to understand all the details before buying a home.

  • Employing Zillow data on home values in each Proud Ground zip code, we use our resale formula. This grants sellers a portion of equity, mortgage principal, and down payment. Households that own a Proud Ground home for more than 10 years, will earn on average $106,000 in equity from both the 25% appreciation and principal pay off of their mortgage.

  • First-time homebuyers who are income-qualified with steady incomes and access to credit but are not able to purchase a home the traditional way in today’s pricey market.

    See qualifications for details.

    • You own your house.

    • You have a mortgage with a bank.

    • You accumulate equity.

    • You enjoy the tax benefits of homeownership.

    • You pay property taxes, though they may be less.

    • You are free to remodel and improve your home and yard.

    • Your home can be inherited.

  • The purchase price is much lower – usually about 20-50% less than a market-rate home. In exchange for an affordable purchase price, if you sell your home, you agree to sell at an affordable price to the next homeowner.

  • Proud Ground homeowners pay property taxes. However, given the unique agreement between Proud Ground and the homeowner, the property is often taxed at a reduced rate in Clackamas County, Multnomah County, and Washington County. As with all Oregon homeowners, the property taxes and the interest portion of the mortgage payment are tax deductible on state and federal income taxes.

  • Represent Proud Ground homebuyers.

    Participate in Proud Ground’s Realtor referral program.

    For more information, contact Undra Adams at 503.493.0293 ext. 106