Bluebird - New Spirit Village
Property Photos
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About This Property
This new construction charming one-story home has 2 bed and 1 bath. 808 sq ft. Home includes brand new appliances in the kitchen and also includes washer and dryer. Parking spot on the side of the home with a side door for easy access.
Due to the legal structure of this property the only loans that are currently eligible for this home is the Oregon Bond Loan Program.
Listed by Realtor Jacob Ghena of More Realty. For more information call/text 541-897-9898 or jacob@jacob.realtor.
Listed by Undra Adams, real estate broker licensed in OR with listing office Proud Ground.
More Information:
For more information about this property, contact Undra Adams, licensed broker in Oregon at 503-493-0293 x106 or undra@proudground.org.
Please view the photos and submit your application if you’re interested in this home. The top applicant will be given a tour of the home prior to completing a sale agreement.
Property Details
Year Built: 2024
Est. Sq. Ft.: 808
Estimated Monthly Payment: $1,565 - $1,824/mo*
Estimated monthly HOA/Condo fees: $45
Estimated Appraised Value: $325,000
Estimated Monthly Property Taxes: $134
Proud Ground Monthly Fee: $50
Estimated Recording Fees: $800
Max. front end/housing ratio: 38%
Max. back-end ratio: 45%
Minimum home buyer contribution to purchase: $500
1st time homebuyer required?: No
Land Lease or Covenant? Land Lease
*Payment amount assumes 6.25% interest on a 30-year, fixed-rate FirstHome loan of $207,500 with a $500 down payment and payment includes property taxes, insurance, service fee & HOA fees, if applicable. Owner-occupancy, resale, and other restrictions apply. Final monthly payment and down-payment amount will be determined by the lender based on current interest rates.
Income Qualification
To qualify for this home, your total household income must be at or below a specific amount, based on household size. Proud Ground calculates your income by reviewing recent pay information and accounting for any expected raises or additional income that might occur during the first year you own your home. Household income includes gross annual income (before taxes), commissions, overtime, bonuses, child support, alimony, pensions, benefits, and income from anyone 18 or older living in the home, even if they’re not on the loan. Once you have purchased your home, no additional income certification is required. This is a strict guideline and no exceptions to maximum income limits can be made.
Please review the table to see if you qualify.
| Household Size | $208,000 Price Maximum Household Income | $250,000 Price Maximum Household Income |
|---|---|---|
| 1 | $49,200 | $73,750 |
| 2 | $56,200 | $84,300 |
| 3 | $63,250 | $94,800 |
| 4 | $70,250 | $105,350 |
| 5 | $75,900 | $113,800 |
Funding Support Provided By
